MSME Registration Online – Udyam Certificate by Expert CAs
MSME registration (Udyam registration) is the first step to claim MSME benefits such as priority-sector lending, tender concessions and 45-day payment protection (each subject to scheme eligibility and the lender’s or department’s decision – no loan or tender outcome is guaranteed) – and a wrong NIC code, category or PAN/GST detail can cost you these benefits. Our team of qualified Chartered Accountants files your Udyam registration online, usually the same working day we receive complete details.
Professional fee from ₹599 + GST
Apply for Udyam Registration
Share your details – our expert will call you back, confirm your MSME category and tell you exactly what we need.
What is MSME registration – and which category are you?
Udyam registration is the official, Aadhaar-based registration of micro, small and medium enterprises under the MSMED Act, 2006. You get a permanent Udyam Registration Number and an e-certificate – there is no renewal. Your category depends on two tests, investment and turnover, which were revised from 1 April 2025.
| Category | Investment in plant, machinery or equipment | Annual turnover | Earlier limits (till 31 March 2025) |
|---|---|---|---|
| Micro | Up to ₹2.5 crore | Up to ₹10 crore | ₹1 crore / ₹5 crore |
| Small | Up to ₹25 crore | Up to ₹100 crore | ₹10 crore / ₹50 crore |
| Medium | Up to ₹125 crore | Up to ₹500 crore | ₹50 crore / ₹250 crore |
Source: Ministry of MSME Notification S.O. 1364(E) dated 21 March 2025, effective 1 April 2025. The same limits apply to manufacturing and service enterprises.
How the limits are applied
- Both tests count. If either investment or turnover crosses a limit, the enterprise moves to the next category.
- Investment is the written-down value of plant, machinery or equipment as per the previous year’s income-tax return – land, building, furniture and fittings are excluded.
- Export turnover is excluded from turnover.
- Investment and turnover linked to your PAN and GSTIN are picked up automatically from government databases, so the figures you declare must match your returns.
Small unit without PAN or GSTIN?
- Informal micro units – such as artisans, street vendors and home-based businesses – can get a certificate on the Udyam Assist Platform, launched by the MSME Ministry in January 2023 and implemented through SIDBI.
- The Udyam Assist certificate is treated at par with a Udyam certificate for priority sector lending.
- Retail and wholesale traders can also register on Udyam, but only for priority-sector lending classification.
Udyam registration plans
One fixed professional fee. The Udyam portal itself charges nothing – for registration, updates or the certificate.
Udyam Registration
New MSME registration
- Udyam registration & e-certificate
- Micro / small / medium category check
- Correct NIC codes for all your activities
- PAN, GSTIN & bank details verified
- Aadhaar OTP step on a live guided call – used only for your Udyam filing
- Certificate on email & WhatsApp
- Free consultation on MSME benefits
Udyam Update
Existing Udyam or old UAM holders
- Update investment, turnover & employees
- Add or correct NIC codes
- Change address, bank, mobile or email
- Re-registration from old UAM / EM-II
- Category review after ITR / GST data
- Updated certificate handover
Udyam + GST
New businesses that also need a GSTIN
- Everything in Udyam Registration
- GST registration (GSTIN)
- HSN / SAC code selection
- GST certificate & portal login handover
- One point of contact for both
MSME registration fees in 2026: what you actually pay
Udyam registration is free on udyamregistration.gov.in. Any amount you pay – to us or to anyone else – is a service fee for assistance, not a government fee.
| Cost item | Amount | Notes |
|---|---|---|
| Government fee on the Udyam portal | ₹0 | No fee for registration, updates or downloading the certificate. |
| Our professional fee – new registration | ₹599 + GST | Category check, NIC codes, filing (Aadhaar OTP entered or shared by you on a live guided call, only for the Udyam form) and certificate handover. |
| Our professional fee – update / re-registration | ₹599 + GST | For existing Udyam holders and old UAM / EM-II registrations. |
| Renewal | Not required | Udyam has no expiry; your details must be kept updated. |
| Penalty for misrepresenting facts | Fine up to ₹1,000; ₹1,000–₹10,000 for repeat offences | Section 27 of the MSMED Act – one reason correct data matters. |
Benefits of Udyam registration
A Udyam certificate is the proof banks, buyers and government departments ask for before giving MSME benefits. Registration makes you eligible to apply – each benefit is available subject to the scheme’s eligibility conditions and the lender’s or department’s decision. No registration guarantees a loan, subsidy or tender award.
Easier credit
Eligible MSME loans can be classified as priority-sector lending. Under RBI directions, collateral is not required for eligible micro and small enterprise loans up to ₹20 lakh sanctioned or renewed from 1 April 2026, and CGTMSE guarantee cover is available for eligible loans up to ₹10 crore. Loan approval remains the lender’s decision.
Paid within 45 days
Under Section 15 of the MSMED Act, buyers must pay micro and small suppliers within the agreed period (maximum 45 days). Late payment attracts compound interest at three times the RBI bank rate, and buyers lose their tax deduction under Section 43B(h) until they pay.
Government tenders
Central ministries and CPSUs must buy at least 25% of their annual procurement from micro and small enterprises. Eligible registered MSEs may claim free tender documents, exemption from earnest money deposit (EMD) and purchase preference where the tender allows – subject to the tender conditions and the buying department’s decision.
Schemes & subsidies
Udyam is the gateway to apply for central and state MSME schemes – capital and interest subsidies, ZED certification support, concessional patent and trademark fees and state incentives. Subsidies are available subject to scheme eligibility and the department’s approval.
Who can apply for MSME registration?
- Proprietorships
- Partnership firms (registered or unregistered)
- LLPs
- Private, public and one person companies
- Hindu Undivided Families (HUF)
- Co-operative societies, trusts and societies running a business
- Manufacturers and service providers of any size within the limits
- Retail and wholesale traders (priority sector lending only)
Tender benefits and 45-day payment protection apply to micro and small manufacturers and service providers – not to medium enterprises or traders. Read the 45-day rule guide →
Documents required for Udyam registration online
No documents are uploaded on the Udyam portal – registration is a self-declaration using Aadhaar, PAN and GSTIN. To file it correctly, we need these details:
Proprietorship
- Aadhaar of the proprietor (with linked mobile for OTP)
- PAN of the proprietor
- GSTIN, if GST-registered
- Bank account & IFSC
- Business address & start date
Partnership firm / LLP
- PAN of the firm or LLP
- Aadhaar of the managing / designated partner
- GSTIN, if applicable
- Bank account & IFSC
- Address & date of commencement
Company
- Company PAN & CIN
- Aadhaar of the authorised director
- GSTIN, if applicable
- Bank account & IFSC
- Registered & plant addresses
HUF, trust, society
- PAN of the HUF / entity
- Aadhaar of the karta or authorised signatory
- GSTIN, if applicable
- Bank account & IFSC
- Registration details of the entity
Also keep handy: number of employees, last year’s investment and turnover figures and a short description of your activities – we choose the NIC codes. Detailed document checklist →
Common Udyam registration mistakes
- Wrong or incomplete business or personal details, which can delay the registration
- Misreading the investment and turnover limits, so the business lands in the wrong micro, small or medium category
- Leaving out NIC codes for some of the activities the business carries on
- Using a mobile number that is not linked to the Aadhaar used for the OTP
How to download your Udyam certificate
- Open the official Udyam Registration portal and choose the option to print the certificate
- Enter your Udyam Registration Number and the mobile number you registered with
- Verify with the OTP sent to that mobile number
- Choose Print with Annexure to get the complete certificate, then save it as a PDF or print it
Udyam certificate update, re-registration & category change
Udyam is a one-time registration, but it is not “file and forget”. Here is what existing MSMEs need to know.
Keep your Udyam updated
- Enterprises must update their information online, including ITR and GST return details of the previous financial year. Not updating can lead to suspension of your Udyam status.
- Only one Udyam per enterprise. New activities – manufacturing, services or both – are added to the same registration.
- Changes in address, bank account, mobile, email, employees or NIC codes can be made online free of cost.
Category change & old registrations
- If you grow into a higher category, you continue to get the non-tax benefits of your earlier category for three years from the upward change.
- Old Udyog Aadhaar (UAM) and EM-II registrations are no longer valid – such enterprises must register afresh on Udyam.
- If the business closes, the Udyam registration should be cancelled.
How our Udyam registration online service works
Talk to us
Fill the form or WhatsApp us. We confirm your category and the details we need.
Share details
Send PAN, Aadhaar, GSTIN and bank details. A CA checks them and selects your NIC codes.
We file the same day
We file on the official Udyam portal; the Aadhaar OTP is entered or shared by you on a live guided call, only for this Udyam filing – we never ask for bank or net-banking OTPs, card details or passwords.
Get your certificate
Your Udyam Registration Number is generated on submission; we send the e-certificate as soon as it is issued.
Your MSME registration is handled by qualified Chartered Accountants
MDF Consultancy Services runs mydigitalfiling.in from Agra and serves clients across India. Every Udyam application is prepared and checked by our team of qualified Chartered Accountants and tax professionals – not by a call centre.
Expert CA team
Category, NIC codes and data checked before filing.
Same-day filing
Once we have your complete details.
Data kept private
Aadhaar OTP used only for your Udyam filing; we never ask for bank or net-banking OTPs, card details or passwords.
Help after registration
GST, ITR, Udyam updates and 45-day payment follow-ups.
Money-back guarantee
If we are unable to complete your MSME registration, or you are not satisfied with our service, we refund our professional fee in full — only government fees already paid on your behalf are deducted, as per our refund policy. Refund requests can be raised within 30 days of payment.
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MSME & Udyam registration guides
MSME registration – frequently asked questions
Is MSME registration free?
Yes. Udyam registration on the official portal, udyamregistration.gov.in, is free – the government fee is ₹0. Our fee of ₹599 + GST is only for expert assistance: checking your category, choosing the correct NIC codes, verifying PAN, GSTIN and bank details, filing and handing over the certificate.
Is MSME registration the same as Udyam registration?
Yes. Since 1 July 2020, MSME registration is done only through the Udyam Registration portal, and the certificate you receive is called the Udyam Registration Certificate. Older Udyog Aadhaar (UAM) and EM-II registrations are no longer valid.
What are the new MSME limits from 1 April 2025?
Micro: investment up to ₹2.5 crore and turnover up to ₹10 crore. Small: up to ₹25 crore and ₹100 crore. Medium: up to ₹125 crore and ₹500 crore. Both tests must be met, and export turnover is excluded.
Is GST registration mandatory for Udyam registration?
No, not for everyone. You need a GSTIN for Udyam only if your business is required to register under GST. A business that is exempt from GST can register on Udyam with its PAN alone.
How long does Udyam registration take?
We usually file on the same working day we receive complete details and you complete the Aadhaar OTP step (the OTP is entered or shared by you on a live guided call, only for the Udyam filing – we never ask for bank or net-banking OTPs, card details or passwords). The Udyam Registration Number is generated on the portal when the form is submitted, and the e-certificate is issued by the portal after that.
What documents are required for MSME registration?
No documents are uploaded. You need the Aadhaar number of the proprietor, managing partner, karta or authorised signatory, the PAN of the business, GSTIN where applicable, bank details, business address, number of employees, and investment and turnover figures.
Can traders get MSME registration?
Yes. Retail and wholesale traders can register on Udyam, but only for priority-sector lending classification (loan approval remains the lender’s decision). Government procurement benefits and the 45-day payment protection are meant for micro and small manufacturers and service providers.
What is Section 43B(h) and how does Udyam help?
Section 43B(h) of the Income-tax Act, 1961, carried forward in the Income-tax Act, 2025, allows a buyer to deduct an amount owed to a micro or small enterprise only when it is paid, if it is paid later than the MSMED Act time limit of up to 45 days. Buyers check your Udyam status before applying this rule, so registration helps you get paid on time.
Does Udyam registration need renewal?
No. Udyam registration has no expiry date. You only need to keep your details updated, including ITR and GST return information of the previous financial year.
Can you update or correct my existing Udyam certificate?
Yes. Our Udyam Update plan at ₹599 + GST covers changes in investment, turnover, NIC codes, address, bank or contact details, and fresh registration for old UAM or EM-II holders. Updates are free on the portal; our fee is for the assistance.
How do I download my Udyam registration certificate?
Log in on the official Udyam Registration portal with your Udyam Registration Number and registered mobile number, verify the OTP, and choose Print with Annexure to save the complete certificate as a PDF. The portal charges no fee for this.
What are the most common mistakes in Udyam registration?
Entering wrong or incomplete business details, misreading the investment and turnover limits so the business lands in the wrong category, leaving out NIC codes for some activities, and using a mobile number that is not linked to the Aadhaar used for the OTP.
Reviewed by the MDF Tax Team • Last updated: 5 October 2026 • Sources: Udyam Registration portal, MSME Ministry Notification S.O. 1364(E), Public Procurement Policy FAQs (DC-MSME), PIB. This page is general information, not legal advice.
